Group Insurance Plan

Automatic Insurance Can Offer a No Deductible Plan for LESS Money Than You Pay for Your Low Deductible Group Health Plan


Traditional Group Health Plan

*Want low deductible to attract and retain good Employee's

Typical Group Plan Design

 

$5- $15 Dr Visit Copay
$500 to $1500 and up deductible
$3000 to $6000 Max out of Pocket

 

Most employees will NOT even reach $500 in medical bills making employees feel plan is useless.

 

VERY EXPENSIVE PLAN DESIGN

Automatic Plan Design

 

Primary and Secondary Policies

 

Primary High Deductible = Huge Cost Reduction
$6500 Deduct and Max out of Pocket

 

Secondary Policy
NO DEDUCTIBLE
Pays 100% up to $4500 outpatient
Pays 100% up to $6000 Inpatient

 

Cost
Primary
+Secondary

 

Lower than traditional plans

• Keep your doctors

• Often we use the same insurance company that you are currently with if desired.

• Claims submission handled by the doctors and hospitals just like they do now.